Privacy Policy Privacy Policy Privacy Policy

Privacy Policy

Last updated: October 20, 2025

This Privacy Policy governs the manner in which The American Retirement University collects, uses, maintains, and discloses information collected from users (each, a “User”) of theamericanretirementuniversity.com (each, a “Site”). This Privacy Policy applies to the Sites and all products and services offered by The American Retirement University. any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Introduction
We value your privacy very highly. Please read this Privacy Policy carefully before using the https://www.theamericanretirementuniversity.com/ Website (the “Website”) operated by The American Retirement University (“us,” “we,” “our”) as this Privacy Policy contains important information regarding your privacy and how we may use the information we collect about you.

Your access to and use of the Website is conditional upon your acceptance of and compliance with this Privacy Policy. This Privacy Policy applies to everyone, including, but not limited to: visitors, users, and others, who wish to access or use the Website.

By accessing or using the Website, you agree to be bound by this Privacy Policy. If you disagree with any part of the Privacy Policy, then you do not have our permission to access or use the Website.

SMS Communications and Opt-Out
By submitting our Contact Request form and signing up for texts, you consent to receive text messages from The American Retirement University at the number provided. Consent is not a condition of purchase. Message and data rates may apply, and message frequency varies.

To opt out of future SMS messages, text STOP or UNSUBSCRIBE. After you send the message “STOP” or “UNSUBSCRIBE” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

For help with the messaging program, reply with the keyword HELP.

Data Sharing and Transfers
We do not share your personal information, including mobile information, with third parties for their marketing purposes under any circumstances.

Prohibition on Data Transfers to External Organizations
We do not transfer your personal information to any external organizations under any circumstances, even with your consent. The only exception is the sharing of information with essential service providers who act on our behalf to operate our business, as detailed below. These providers are contractually obligated to keep your information confidential and use it only for the services we request.

Sharing with Service Providers
While we do not sell or transfer your data, we do share certain personal information with third-party service providers to conduct our business and provide services to you. These services include website hosting, data analytics, customer management, and email communications. The information is shared solely for the purpose of enabling these services.

The categories of third parties we may share information with include:

  • Advertising networks
  • Content and customer management systems
  • Data analytics providers
  • Email and hosting service providers
  • Fraud prevention vendors
  • Social networks

Information Collection and Usage
We collect and store information that you enter on this website. Here are the categories of information we collect and how we use them.

Identifying Information (Name, Address, Phone Number, Email)

  • Legal Basis: The user has provided consent.
  • Source: Information submitted by the consumer.
  • How We Use It: To provide our services, such as providing SMS registration services and customer support; communicating important updates; marketing our own services to you; enforcing our Terms of Service; and improving our services.
  • Consequences of Absence: We would be unable to perform the activities listed above.

Electronic Information (IP Address, Device Identifier, Web Interactions)

  • Legal Basis: The user has provided consent.
  • Source: Observation and recording of activities through tools like cookies.
  • How We Use It: For analytics, auditing compliance, protecting against fraudulent or illegal activity, marketing our services, and verifying ad impression quality.
  • Consequences of Absence: We would be unable to conduct analytics, protect against fraud, or effectively manage our website and advertising.

Sale of Your Information
We do not sell your personal information.

Cookies
A cookie is a small piece of data sent from a website and stored on your device by your browser. This Website collects cookies to analyze site traffic, store your preferences, and recognize when you return. You can modify your browser settings to decline cookies, but this may prevent you from taking full advantage of the Website.

Children’s Privacy
This Website is intended for a general audience and does not offer services to children. Should a child whom we know to be under 18 send personal information to us, we will use that information only to inform them that they cannot use this Website.

Analytics Programs
This Website uses Google Analytics. To opt out of Google Analytics, please visit https://tools.google.com/dlpage/gaoptout/.

Direct Marketing
We use the information we collect for direct marketing purposes. You may, at any time, request that we cease to use your information for direct marketing purposes by emailing us at [email protected].

Your Rights
Depending upon where you reside, you may have rights regarding your personal information, including the right to access, correct, or delete your data, and the right to opt out of certain data uses.

Exercising Your Rights
You may exercise your rights by submitting a consumer request to:

Privacy Officer
Email: [email protected]
Phone: 614-582-3060

We will need to verify your identity prior to fulfilling your request and will respond within the timeframes required by law.

Changes to Privacy Policy
We reserve the right to amend this Privacy Policy at any time. We will notify you of any changes by posting the updated Privacy Policy to this website.

Questions
If you have any questions about this privacy policy or wish to contact us regarding your personal information, please email us at [email protected].